Should You Charge a Deposit? (Almost Always Yes)
By Will Berry·5 min read·Updated July 2026
Almost always charge a deposit: it secures commitment, not just cash. For services, 25–50% up front is standard and rarely questioned. For custom work, collect enough to cover materials before you spend your own money. For date-based work like weddings, take a non-refundable retainer, since a cancellation costs you a date you could have sold to someone else.
What a deposit actually does
A deposit is not really about the money up front, it is about commitment. The moment a client has paid something, they are far less likely to ghost, cancel last-minute, or quietly shop around. For date-based work especially, the deposit is the booking; everything before it is just a conversation.
When a deposit is non-negotiable
- You are reserving a specific date you cannot resell (weddings, events).
- You are buying materials specific to this job (custom builds, cakes).
- The project is long or open-ended and you need cash flow along the way.
- The client is new and unproven.
How much to ask for
For services, 25% to 50% up front is standard and rarely questioned. For custom work where you buy materials, charge enough to cover those materials before you spend a cent of your own money. For date-holds like weddings, a non-refundable retainer is normal, because if they cancel you have lost a date you could have sold to someone else.
How to ask without friction
Make the deposit a normal, stated part of how you work, not a special request. "A 50% deposit books your date, and the balance is due on completion." Said matter-of-factly, it reads as professional. Clients trust a business with a clear process more than one that seems to invent terms on the spot.
Price the whole job first
A deposit only works once you know the full price. Use the free calculator to set your total, then take your deposit as a clean percentage of it.
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